About us

Fifteen members, one promise

Mutheki Sacco Society Ltd is a member-owned savings and credit cooperative in Nairobi — born in Kahawa Wendani and Githurai 45.

Our story

Mutheki began in 2010 as a welfare group of 15 members, drawn from Kahawa Wendani and Githurai 45. The idea was simple: mobilise funds so members could support one another in times of need.

Within a few years the group had grown steadily in members and savings. At an annual meeting, the members resolved to register the group as a Savings and Credit Cooperative Society, and elected the founding officials.

Mutheki Sacco Society Ltd was registered on 13 December 2012 under the then Ministry of Cooperative Development and Marketing, and issued a registration certificate.

Our next milestone is to qualify for front office service activities (FOSA), once we meet the minimum requirements. When that day comes, members will hear it first — from the committee, on this site.

  1. 2010

    A welfare group of 15 members

    Mutheki begins in Kahawa Wendani and Githurai 45 as a welfare group of 15 members, mobilising funds so members could support one another in times of need.

  2. 2010 – 2012

    Steady growth

    The group grows in members and savings. At an annual meeting, the members resolve to register as a Savings and Credit Cooperative Society and elect the founding officials.

  3. 13 December 2012

    Registered as a Sacco

    Mutheki Sacco Society Ltd is registered under the then Ministry of Cooperative Development and Marketing and issued a registration certificate.

  4. Next

    FOSA registration

    The next milestone is to qualify for front office service activities (FOSA), once the Sacco meets the minimum requirements. No dates are promised.

Members of a Kenyan women's community group in a greenhouse
The kind of member group Mutheki grew from — community photo, to be replaced with real Sacco photos.
Community members gathered in a Kenyan neighbourhood
Kahawa Wendani and Githurai 45 — the areas the Sacco calls home.

Vision draft

To be the trusted savings and credit home for our members and their families in Kahawa Wendani, Githurai 45 and beyond.

Mission draft

To mobilise member savings and provide affordable credit and welfare support — owned and governed by members.

Values draft

  • Members first — the Sacco belongs to them
  • Honesty in every shilling counted
  • Standing together in good times and hard times

Vision, mission and values are drafts awaiting committee approval.

Registration

Legal name
Mutheki Sacco Society Ltd
Registered
13 December 2012
Registered under
The then ministry of cooperative development and marketing
Certificate number
To be confirmed from the registration certificate
Regulator
Registered under the Co-operative Societies Act. SASRA status to be confirmed by the committee.

A scan of the certificate can appear here if the committee wishes.

Become part of the story

Membership is open — start with the joining form or a WhatsApp message.

How to join How we are governed